Ropan
Innovate Empower Sustain
ROPAN aims to develop a managed care forward value-based insurance programme which will provide NCD screening for all and out-of-hospital disease management for rural beneficiaries for free.
Who We Are
Partnering to build a world where all children are lorem ipsum dolor sit amet, consectetur.
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About
The Project
ROPAN aims to develop a managed care forward value-based insurance programme which will provide NCD screening for all and out-of-hospital disease management for rural beneficiaries for free.
This project also provides a platform to generate an additional source of income for the 2.5 lakh ROPAN Sakhis through non-healthcare-based activities and pave the way towards financial literacy and inclusion for 20 Cr rural citizens through partnerships with Financial Institutions.
About
ROPAN's Innovative Healthcare & Economic Empowerment Initiative
ROPAN aims to develop a managed care forward value-based insurance programme which will provide NCD screening for all and out-of-hospital disease management for rural beneficiaries for free.
- Value-Based Insurance
- Financial Inclusion
- Economic Empowerment
- Partnership Impact
About
The Project
ROPAN aims to develop a managed care forward value-based insurance programme which will provide NCD screening for all and out-of-hospital disease management for rural beneficiaries for free.
This project also provides a platform to generate an additional source of income for the 2.5 lakh ROPAN Sakhis through non-healthcare-based activities and pave the way towards financial literacy and inclusion for 20 Cr rural citizens through partnerships with Financial Institutions.
VISION
Improve Standard of Living by reducing illness and medical expenses
- Increase life expectancy (e.g. by up to 6 years in diabetes)
- Reduce medical expenses by up to Rs.26,585
- Financial empowerment of 33 million Households
- Increased income by 10 times for ROPAN Sakhis
MISSION
Rollout of India's largest managed healthcare and financial inclusion program
- Access to NCD Management for all
- Increase out of hospital NCD insurance cover for 1.2 billion users to mitigate medical expense
- Monthly touchpoints for Insurance & banking for 200 million clients
- Increased financial opportunities for ROPAN Sakhis viz our 45+ partners
OBJECTIVES
Doorstep NCD Management & Financial Screening for 32 million households
- Screen 200 Million people for major NCDs YOY
- To provide managed care services to all diagnosed patients
- Open bank accounts of 200 million Population
- Immediate Increase of Rs. 2000/month for Sakhis through core activities
PROBLEM STATEMENT
High Prevalence & under diagnosis of Non-Communicable Diseases (NCD).
- Anemia- 50% of adolescent girls (15-19 years old) and 70% young children (6-59 months) experience anemia.
- Diabetes- Incidence is 2.1% among women & 2.9% among men of age 15-49 years. Prevalence is 14.5 – 33.7%
Current health system is not equipped to detect all NCDs and their treatment
- India has a doctor-population ratio of 1:1456
- India 0.5 hospital beds per 1,000 people
Absence of digital optimized workflows in diagnosis, reporting & treatment
- On average 48 applications/ software are used at grassroots primary healthcare centres in India
Inadequate financial incentives for ROPAN Sakhi
- The Frontline Workers are paid ₹500 - ₹ 2000/ month
SOLUTION
Disease specific Managed care products backed by insurance at NO COST
- Regular early stage diagnostics, free holistic disease management and follow-up care to rural beneficiaries at home
Optimised software with ABDM + National NCD Portal integrations
- Reduction in mortality due to NCD’s and increase in healthy longevity of life; it is projected that 75% of all deaths would be because of NCD by 2030.
Financial incentives for ROPAN Sakhis
- Additional income of ₹11,000/ annum (Minimum)
Project Timeline
OVERALL NCDs STRUCTURE
| Phase | Diseases |
|---|---|
|
Phase 1
|
Anaemia & Diabetes
|
|
Phase 2
|
Coronary Artery Disease and Hypertension
|
|
Phase 3
|
Kidney Stone, CKD, Hepatitis
|
|
Phase 4
|
Cataract, Glaucoma, Hearing Loss
|
|
Phase 5
|
Cancer – Prostate, Breast, Cervical
|
|
Phase 6
|
Epilepsy
|
| Phase | Diseases |
|---|---|
|
Phase 7
|
Anaemia & Diabetes
|
|
Phase 8
|
Hormonal Diseases – Hyper/Hypo thyroidism, PCOD, Early Menopause
|
|
Phase 9
|
Genetic Disorders
|
|
Phase 10
|
Autoimmune Disorders
|
|
Phase 11
|
Alzeihmer’s & Degenerative Disorders
|
|
Phase 12
|
Mental Health Diseases
|
UNIQUE SELLING PROPOSITION
Screening Forward Managed Care Services at No Cost
Complete Workflow Digitization for Healthcare
Unified Digital Interface for All the Public Health Programs
Federated Architecture- All Data With Govt, No Need for Data
Largest Financial Inclusion Scheme Since Jan Dhan
Open API Integration - Tech at Doorstep
Additional Source of Income for Ropan Sakhis
Rural Market Access To 20 CR. Consumers
UNIQUE SELLING PROPOSITION
Screening Forward Managed Care Services at No Cost
Complete Workflow Digitization for Healthcare
Unified Digital Interface for All the Public Health Programs
Federated Architecture- All Data With Govt, No Need for Data
Largest Financial Inclusion Scheme Since Jan Dhan
Open API Integration - Tech at Doorstep
Additional Source of Income for Ropan Sakhis
Rural Market Access To 20 CR. Consumers
TECHNICAL OFFERINGS
We offer a Unified Digital Interface consisting of
Training Content
Optimized Workflows
ABDM & National NCD Portal Integration
Banking Integration
Point of Care Device Integration
Digital Therapeutics Integration
Telemedicine Integration
PROJECT HIGHLIGHTS
Delivering specialized insurance-based managed healthcare to
beneficiaries in India for improved public health outcomes
Empowering
ROPAN Sakhis through digital training initiatives to elevate healthcare standards
Financial Empowerment & Inclusion of
Rural Citizens in first phase
PROJECT HIGHLIGHTS
Empowering ROPAN Sakhis through digital training initiatives to elevate healthcare standards
20
Cr. Rural citizens financially included and literate
Physical health touch points with each family every month and larger opportunity for financial and digital product adoption
Delivering specialized insurance-based managed healthcare to 20 crore beneficiaries in India for improved public health outcomes
Implementing a ABDM-enabled, unified digital platform, for modern peripheral primary healthcare, benefiting both government and the public
Increased income for ROPAN Sakhis
Value addition and expansion for all hospitalization-based insurance products
Overall better health outcomes and happiness through preventive healthcare
MASS FINANCIAL INCLUSION
EMPOWERING INDIA
India Post Payment Bank (IPPB)
Key Metrics:
- Total Customers: 5.26 Cr
- Total Income: ₹461 Cr
- Total Deposits: ₹3,691 Cr
- Capital Adequacy Ratio: 40.83%
- Transactional Revenue: ₹330 Cr
- 98% doorstep account openings with 90% rural customers
Cross-selling & Up-selling Milestones:
- 8.47 lakh digital life certificates issued
- 1.75 lakh customers insured through PMJJBY
- Transactional value of digital payment to DoP schemes (PPF/SSY/RD/LARD): 129.39
PM Jan Dhan Yojana
ROMI (Return on Marketing Investment) Analysis:
- ROMI on customer acquisition cost: 305%
Factors not considered:
- Cross-selling of insurance & other structures
- Regular stickiness of the customer
ROPAN
A GAME-CHANGER FOR BANKS
Enhanced Financial Inclusion through Extensive Reach
Streamlined Service Offerings and Synergy
Low-Cost Client Acquisition (average client acquisition =INR500-2500). ROPAN client acquisition = INR 120
No. of account opened in initial phase = 20 Cr
No. of FLHW accounts to be opened = 2.5 lakh
Opportunities for Upselling and Cross-Selling (Life &General Insurance, Home & Vehicle loans)
Customer acquisition at Reduced CAC
Cross-selling of Financial products
Long term customer value build by live account transactions across 15 years
PROBLEM STATEMENT
- High Prevalence & under diagnosis of Non-Communicable Diseases (NCD)
- Current health system is not equipped to detect all NCDs and their treatment
- Absence of digital optimized workflows in diagnosis, reporting & treatment
- Inadequate financial incentives for ROPAN Sakhi.
- Transactional Revenue: ₹330 Cr
- 98% doorstep account openings with 90% rural customers
- Anemia- 50% of adolescent girls (15–19 years old) and 70% young children (6–59 months) experience anemia. Diabetes- Incidence is 2.1% among women & 2.9% among men of age 15–49 years. Prevalence is 14.5-33.7%
-
India has a doctor-population ratio of 1:1456
India 0.5 hospital beds per 1,000 people - On average 48 applications/ software are used at grassroots primary healthcare centers in India
- The Frontline Workers are paid 500 to 2000/ month
SOLUTION
Disease specific Managed care products backed by insurance at NO COST
Regular early stage diagnostics, free holistic disease management and follow-up care to rural beneficiaries at home
Optimised software with ABDM + National NCD Portal integrations
Financial incentives for ROPAN Sakhis.
Reduction in mortality due to NCD’s and increase in healthy longevity of life; it is projected that 75% of all deaths would be because of NCD by 2030
Additional income of 11,000/ annum (Minimum)
USP OF SOLUTION
- MANDATORY SCREENING FOR NON-COMMUCABLE DISEASES
- MANAGED CARE SERVICES AT NO COST
- COMPLETE WORKFLOW DIGITIZATION FOR HEALTHCARE
- OPEN API INTEGRATION — TECH AT DOORSTEP
- UNIFIED DIGITAL INTERFACE FOR ALL THE PUBLIC HEALTH PROGRAMS
- ADDITIONAL SOURCE OF INCOME FOR ROPAN SAKHIS
- FEDERATED ARCHITECTURE- ALL DATA WITH GOVT, NO NEED FOR DATA
- RURAL MARKET ACCESS TO 20 CR. CONSUMERS
Our Partners
VALUE PROPOSITION: INSURANCE PARTNER
First-mover advantage for Novel Managed- care insurance product at the grassroots
- Reduced Disease Burden and Complications
- Opportunity to cross selling of Micro insurance products
- Exclusive Disease-Specific Coverage
- Enhanced Coverage Reach
- Strategic Alignment with National Initiatives
VALUE PROPOSITION:
BANK PARTNER
- Enhanced Financial Inclusion through Extensive Reach
- Streamlined Service Offerings and Synergy
- Low-Cost Client Acquisition
- Steady Inflow of Funds through ROPAN Executive’s Integration
- Opportunities for Upselling and Cross-Selling
MEET THE TEAM
Dr Sabine Kapasi
Founder
Exp- 15+ Years
Dr Hardik Sankhla
Founding member
Exp- 3+ Years
Dr Ashish Panghal
Founding member
Exp- 3+ Years
Dr Akanksha Sharma
Founding member
Exp- 3+ Years
Pooja Maurya
Founding member
Exp- 3+ Years
Ruchira Shukla
Advisor
Exp- 25+ Years
MEET THE TEAM
Value Proposition
Free of cost managed care services to various NCDs entirely backed by Private funding
Touch base 20 crore Indians and give additional source of income to 2.5 lakh ROPAN Sakhis
Unified Digital Interface, an open-source platform for technology integration with various stakeholders
Enhance the efficient utilization of resources within the National Health Mission (NHM) and strategically allocating drugs as needed
Value Proposition
Free of cost managed care services to various NCDs entirely backed by Private funding
Touch base 20 crore Indians and give additional source of income to 2.5 lakh ROPAN Sakhis
Unified Digital Interface, an open-source platform for technology integration with various stakeholders
Enhance the efficient utilization of resources within the National Health Mission (NHM) and strategically allocating drugs as needed
What We Do
01.
— We Find & Fund
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02.
— We Build Networks
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03.
— We Strengthen
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04.
— We Educate
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05.
— We Provide Care
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06.
— We Consult
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Impact Stories
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Partners
